Project Updates - Jacob Grant Capital

A Guide to Navigating Your K-1

Tue, 05 May 2026 14:02:18 GMT

Navigating Your K-1: A Quick Guide

Just received your K-1? Here’s where to start.

If you’re invested in a Jacob Grant Capital syndication, you’ve received your Schedule K-1 for the 2025 tax year through your investor portal. This is the time of year where many investors find themselves asking the same question: what am I actually supposed to look at?

The first thing to note is that a Schedule K-1 form is a tax document, not a performance report. It reflects your share of partnership activity for the year, which is separate from the property reports or investment updates that you receive throughout the year.

These private real estate investments are typically structured as partnerships, where the partnership itself generally does not pay taxes. Instead, taxable results pass through to investors individually and are reported annually on a Schedule K-1.

Because of that, the most useful approach is to focus on a few sections that explain what changed throughout the year.

Start with Box 19 (Distributions)

Many investors begin here because it shows how much cash was distributed during the year. It’s also one of the most commonly misunderstood sections of the form.

Box 19 reflects the cash the partnership distributed to you during the year. It does not represent profit, taxable income, or investment performance. Instead, it reflects your share of cash distributed after operating needs, lender requirements, reserves, and capital decisions at the property level.

Because of this, Box 19 often doesn’t match the income reported elsewhere on the K-1.

For example:

it’s possible to receive distributions while reporting a taxable loss
it’s possible to report taxable income while distributions are paused
and it’s common for distributions to change as properties move through different phases of the hold period

Next: Look at Box 2 (Rental Real Estate Income or Loss)

For most passive real estate investors, this is one of the most relevant lines on the form.

This section reflects your share of the partnership’s taxable activity after adjustments such as depreciation. Because depreciation reduces taxable income without reducing actual cash flow, it’s very common for this number to show a loss even in years when a property generated income.

In some investments, accelerated depreciation strategies such as cost segregation studies can increase early-year depreciation allocations. This is one reason taxable income may look different from cash flow during the earlier years of an investment.

Depending on your individual tax situation, losses reported on a K-1 may be treated as passive losses and may offset passive income rather than ordinary income. Your tax advisor can help determine how this applies in your case.

You may also see results in Box 1 (Ordinary Business Income or Loss)

Depending on how an investment is structured, taxable activity may appear here as well.

Like Box 2, this number reflects partnership-level results after adjustments such as depreciation and financing costs. It’s another example of why the K-1 should be read as a tax snapshot rather than a measure of investment performance.

The capital account: what changed in your position this year

Toward the lower portion of the K-1, you’ll see something called your capital account.

Think of this as a running record of your position in the partnership over time. It generally reflects:

Your original investment

plus allocated income

minus allocated losses

minus distributions received

Many investors find this section helpful when comparing one year’s K-1 to the next because it shows how your share of the partnership has changed over time.

One important detail to keep in mind is that the tax-basis capital account shown on the K-1 is not the same as your remaining invested capital used for distribution calculations within the partnership. The capital account reflects tax reporting adjustments over time, which can differ from how investment economics are tracked inside the offering.

Parts II-J and II-K: why some percentages change from year to year

Because your investment is structured as a partnership, your K-1 also includes a section showing your share of partnership profit, loss, capital, and liabilities.

These percentages reflect how taxable activity and financing are allocated across the partnership. They can change over time as capital is added, ownership structures adjust, or financing changes during the life of an investment.

For example, it’s possible for profit and loss allocation percentages to shift slightly even while an investor’s underlying capital ownership remains the same. This typically reflects normal partnership allocation mechanics rather than a change to the amount invested.

You may also see an amount listed as your share of partnership liabilities. This represents your allocated portion of the investment’s financing for tax purposes. It does not mean you are personally responsible for the debt. Instead, it affects how tax basis is calculated and how gains or losses may be reported over time.

Most investors don’t need to calculate anything from this section directly, but it helps explain why K-1 results naturally evolve from year to year.

Where depreciation recapture appears

Another question that comes up occasionally is: Where does depreciation recapture show up? This usually becomes relevant in the year a property is sold.

Instead of appearing as a single labeled line on the main K-1 page, depreciation recapture is typically included as part of the gain reported in the year of sale and described in the supplemental statements that accompany the form. Those supporting pages often explain the biggest changes investors see from one year to the next.

Why K-1s arrive later than many other tax forms

Investors sometimes notice that K-1s arrive later than documents like Form 1099s.

Because K-1s reflect partnership-level results that depend on property financials, lender reporting, and third-party accounting, they are typically finalized after those inputs are complete. That process allows partnerships to report results accurately across all investors.

One helpful reminder as you review your K-1

A Schedule K-1 answers this question: What was my share of taxable activity this year? It does not answer: How did my investment perform?

Because partnership accounting includes adjustments like depreciation, capital allocations, and financing effects that don’t directly reflect property-level cash flow, the K-1 is not a replacement for investor updates.

As always, we recommend reviewing your Schedule K-1 with your tax advisor to understand how it applies to your individual situation. Jacob Grant Capital does not provide tax advice, and the information above is intended for general educational purposes only and should not be relied upon as tax guidance.

Send us an email with questions and to connect - invest@jacobgrant.com .

Multifamily Market Update – Key Trends & Insights for Eastern Idaho 📈

Tue, 10 Mar 2026 14:27:50 GMT

We’re excited to share our latest update on the Idaho Falls and Pocatello multifamily markets, highlighting the key trends shaping investment opportunities in 2025.

KEY TAKEAWAYS

✅ Labor Market Growth: Idaho Falls (+2.48%) and Pocatello (+2.04%) both saw labor force expansion, supporting continued rental demand.

✅ Supply Pressure Emerging: Idaho Falls is adding housing at more than twice the national rate, and Pocatello multifamily development is up 103% year over year—creating a more competitive leasing environment heading into 2026.

✅ Competitive Cap Rates: Idaho Falls assets are trading around 5.5–6.5%, with Pocatello comps in the 6.0–6.5% range, offering attractive returns relative to national averages.

As the market evolves, Jacob Grant Capital remains committed to helping investors navigate supply shifts, rent trends, and emerging opportunities. Review the full reports below and let’s connect to discuss how you can position your portfolio for success in 2026.

Year-in-Review: Jacob Grant Forever Fund Portfolio Update

Tue, 27 Jan 2026 14:23:13 GMT

2025 Year-End Update – Jacob Grant Forever Fund Performance & Strategy

We wanted to share a brief, high-level update on how the Jacob Grant Forever Fund has performed over the past year, along with a snapshot of what we’re seeing in the Eastern Idaho real estate market.

Portfolio Overview (as of Q3 2025)

$2,155,000

Total Invested Capital

$8,567,500

Total Asset Value

$2,876,653

Total Equity

97.5%

across all properties

Stabilized Occupancy

A Look at the Portfolio

Over the past year, we made several intentional decisions to strengthen the overall health and long-term stability of the fund. This included selling a small number of underperforming properties and reinvesting time and capital into higher-quality assets.

In late 2024, we added three single-family homes to the portfolio. Improvements were completed earlier this year, and all three homes are now leased and operating as planned.

The rest of the portfolio continues to perform steadily and remains fully stabilized.

Eastern Idaho Market Snapshot

The Eastern Idaho market has largely settled after the volatility of 2022–2023. Pricing and rents have stabilized, and we’re beginning to see modest upward movement in select areas. As usual, core markets are leading this shift, with surrounding communities following more gradually.

This environment continues to support a long-term, disciplined approach—focused on stable housing, conservative decision-making, and sustainability over short-term gains.

View the Full Portfolio to review photos or additional property and financial information.

Forever Fund Performance Update | Q3 2025

Wed, 05 Nov 2025 14:19:58 GMT

Q3 2025 Update – Jacob Grant Forever Fund Performance & Strategy

We’re pleased to share the Q3 2025 update for the Jacob Grant Forever Fund. Your investment continues to perform well, supported by ongoing improvements, asset repositioning, and strategic financial decisions that strengthen both cash flow and long-term equity growth.

Portfolio Overview (as of Q3 2025)

We’re pleased to share the Q2 2025 update for the Jacob Grant Forever Fund. Your investment continues to work hard, with recent improvements and strategic decisions strengthening the long-term performance of the portfolio.

$2,155,000

Total Invested Capital

$8,717,500

Total Asset Value

$2,940,174

Total Equity

100%

across all properties

Stabilized Occupancy

Upgrades, Sales & Capital Strategy

This quarter has seen meaningful progress across our portfolio, particularly through the sale of a lower-performing asset and the optimization of financing structures.

Property Sale – Lavalle (Q3 2025):

The Lavalle property was sold this quarter, allowing us to capture accumulated equity and redeploy capital into higher-yielding assets within the fund. This strategic sale further streamlines the portfolio and enhances long-term performance potential.

Refinancing – Boulevard (Q3 2025):

We successfully completed the refinance of the Boulevard property, securing improved loan terms and lowering overall holding costs. The refinance also unlocked capital for continued expansion and operational flexibility.

Refinancing in Progress – Mill Road Townhomes:

We are currently in negotiations to refinance the Mill Road Townhomes. Early projections indicate potential for interest rate reduction and cash-out proceeds that can be reinvested to further strengthen the fund’s position.

What's Next

Capital Reallocation: The funds from the LaValle sale and Boulevard refinance were used to improve cash flow on the portfolio.
Portfolio Optimization: We continue to monitor all assets for performance and alignment with fund goals, ensuring maximum stability and return for investors.

In Summary

Our focus remains consistent:

Maintain strong occupancy and stable cash flow
Reinvest strategically to strengthen the portfolio
Pursue refinances and reallocation opportunities that unlock long-term value

We’re proud of the fund’s progress and grateful for your continued confidence in our strategy and management.

View the Full Portfolio to review photos or additional property and financial information.

City Heights Construction Officially Underway

Thu, 02 Oct 2025 00:40:58 GMT

Construction is officially underway at City Heights . There’s still a little room left to invest if you’ve been considering joining the project.

Our architect is currently revising the first-floor blueprint to enhance both functionality and profitability—an update aimed at increasing the project’s overall return potential.

If you’re interested in allocating more funds toward City Heights—or know someone who might be a great fit—please get in touch. We’d be happy to welcome new partners during this exciting phase.

You can view the City Heights Investment Highlights and Details below. In case you missed it, you can also watch our webinar on the City Heights opportunity where we:

�� Walk you through the highlights of this investment opportunity

�� Review the details of the property itself

�� Touch base on the financial assumptions and advantages

Type: 506 (B)
Asset Class: Mixed-Use
Minimum Investment: $50,000
Preferred Return: 8%
Projected Equity Multiple: 2.33x
Projected IRR: 14.94%
Projected AAR: 33.31%

First-Funded Model

Due to incredibly strong investor demand, investments will be accepted on a "first-funded" basis. This means you will need to fund your investment immediately following your commitment and your commitment is only secured once we receive your funds.

Forever Fund Full Occupancy & Significant Rent Growth 📈

Wed, 10 Sep 2025 17:10:53 GMT

I’m pleased to share an exciting update on The Forever Fund. After a summer of leasing and improvements, the fund has achieved full occupancy. Additionally, gross rents have increased year-over-year from $35,800 to $48,432, reflecting strong performance and growth.

See the full portfolio and invest here. Feel free to reach out with any questions or for further details.

Send us an email with questions and to connect - invest@jacobgrant.com .

Forever Fund Performance Update | Q2 2025

Wed, 16 Jul 2025 16:16:22 GMT

Q2 2025 Update – Jacob Grant Forever Fund Performance & Strategy

Portfolio Overview (as of Q1 2025)

$2,155,000

Total Invested Capital

$8,962,500

Total Asset Value

$2,950,782

Total Equity

96%

across all properties

Stabilized Occupancy

Upgrades & Capital Reallocation

Over the past two quarters, we’ve completed a series of enhancements and repositioning efforts to increase both rental income and asset value.

Basement Buildouts Completed (Q1 2025): Three recently acquired homes were upgraded with finished basements, converting into 4+bed / 3 bath layouts.
Landscaping & Sprinkler Installations (Q2 2025): Curb appeal and long-term durability have been enhanced across the 3 new properties.
Leasing: The 3 new properties are leased out in a positive cash flow position.

These improvements were funded by:

The sale of our Rigby duplex (Purchased: $172,000 in November 2021 → Sold: $250,000 in June 2025)
The strategic sale of the Menan land (Q4 2024), which was a non-performing, non-cash-flow asset

Why These Sales?

We sold Rigby to capture short-term profits and reposition the equity into assets with higher long-term appreciation and better cash flow. Similarly, Menan’s land equity was reallocated into actively performing rental properties that now contribute both income and equity growth.

What's Next

Asset Review: We are currently evaluating portfolio performance and may list a condo in Pocatello that no longer aligns with fund goals.
Refinancing Opportunities: We’re assessing refinancing options—starting with Mill Road Townhomes and Boulevard—to lower costs and create new capital for continued expansion.

In Summary

Our focus remains clear: increase the earning power of fund assets, maintain full occupancy, and position the fund for long-term growth. We appreciate your continued trust and look forward to updating you again soon.

View the Full Portfolio to review photos or additional property and financial information.

City Heights 75% Funded

Thu, 13 Mar 2025 16:00:27 GMT

City Heights Now 75% Funded

Our latest opportunity, City Heights, is now live and open for investment!

Seventy-five percent of the funds have been committed, and we anticipate finalizing the raise in April. If you’re interested in contributing additional funds to City Heights or know someone who would like to invest, please reach out so we can include them.

You can view the City Heights Investment Highlights and Details below. In case you missed it, you can also watch our webinar on the City Heights opportunity where we:

�� Walk you through the highlights of this investment opportunity

�� Review the details of the property itself

�� Touch base on the financial assumptions and advantages

Type: 506 (B)
Asset Class: Mixed-Use
Minimum Investment: $50,000
Preferred Return: 8%
Projected Equity Multiple: 2.33x
Projected IRR: 14.94%
Projected AAR: 33.31%

Construction remains on track to begin this spring. We’ve continued discussions with financial institutions as lending conditions evolve, and for now, we’re still planning to move forward with Mountain America. They are offering a competitive loan package that covers both construction and long-term financing, helping to reduce overall costs through stabilization.

First-Funded Model

Idaho Falls Multifamily Market Update

Thu, 20 Feb 2025 14:00:07 GMT

Idaho Falls Market Trends
What you need to know about the Idaho Falls real estate market.

We’re excited to share our latest update on the Idaho Falls real estate market, highlighting key trends that shaped investment opportunities in 2024.

Key Takeaways:
✅ Labor Market Growth: Employment in Idaho Falls increased by 3.98% YoY, strengthening rental demand.
✅ Stable Multifamily Cap Rates: Investors continue to see steady returns despite rising construction costs.
✅ Affordability Challenges: A 2.8% drop in housing prices hasn’t offset rising median home prices, driving rental demand.
✅ Strategic Location: Idaho Falls remains a hub for Eastern Idaho, attracting remote workers, families, and businesses.

As the market evolves, Jacob Grant Capital remains committed to helping investors navigate and capitalize on emerging opportunities. Let’s connect to discuss how you can maximize returns in this dynamic environment.

Send us an email with questions and to connect - invest@jacobgrant.com .

City Heights on Track to Break Ground in Spring 2025

Thu, 19 Dec 2024 18:14:07 GMT

City Heights on Track to Break Ground in Spring 2025

Our latest opportunity, City Heights, is now live and open for investment!

City Heights is nearly funded, and on track to break ground in the Spring. We are continuing to raise money for this incredible project, and are thrilled with some recent developments.

We have secured a lower interest rate (down a full point), and have decreased our construction costs by 10%. These numbers indicate a great shift, and an even bigger opportunity for investors.

We are closer to being fully funded. If you'd like to speak with the team prior to making a decision, email us at invest@jacobgrant.com .

You can view the City Heights Investment Highlights and Details below. In case you missed it, you can also watch our webinar on the City Heights opportunity where we:

�� Walk you through the highlights of this investment opportunity

�� Review the details of the property itself

�� Touch base on the financial assumptions and advantages

Type: 506 (B)
Asset Class: Mixed-Use
Minimum Investment: $50,000
Preferred Return: 8%
Projected Equity Multiple: 2.33x
Projected IRR: 14.94%
Projected AAR: 33.31%

First-Funded Model

Did You Know You Can Use Your IRA to Invest with Jacob Grant Capital?

Fri, 02 Aug 2024 23:57:32 GMT

Investing in What You Know Best

Many investors are surprised to learn they are not limited to stocks, bonds, and mutual funds when it comes to retirement investing. You can use Self-Directed IRAs or other retirement accounts to invest in a variety of alternative assets. This includes real estate, energy, tax liens, promissory notes, private entities (such as an LLC), cryptocurrency, and more.

Investors who open Self-Directed accounts often do so to strengthen their portfolios with diverse alternative investments, while staying in a tax-advantaged environment.

Some investors have never heard of Self-Directed retirement investing, but the concept is not new. Since the inception of IRAs in 1974, the IRS has only listed a handful of items that are not permitted in an IRA, which are listed in IRS Publication 590. These items include things like collectibles (art, wine, antique rugs, baseball cards, etc.)

Why Invest with a Self-Directed IRA?

The government established the IRA to help you save for your future in a tax-advantaged environment.

Three Ways an IRA Could Benefit You:

TAX BENEFITS

Profits in an IRA are not subject to capital gains taxes. In a Roth IRA, distributions are also not taxable.

MEGA-COMPOUND INTEREST

Earn interest on your investment, and then interest on that interest! These effects are further multiplied in your tax-advantaged IRA.

PRESERVE YOUR WEALTH

Your account stays with you even if you change employers, and can be passed down to your beneficiaries. Some plans even allow the passing of assets without incurring any taxes.

IRA Partnering with Jacob Grant Capital.

Just starting out? Got a big investment in mind? Join Jacob Grant Capital as a partner to access larger investment opportunities.

City Heights Project Further Optimized

Mon, 15 Jul 2024 18:04:01 GMT

City Heights Investment Returns Looking to Improve

Our latest opportunity, City Heights, is now live and open for investment!

Recently, Idaho Falls has seen construction get more competitive. Due to this changing market condition we are updating bids. The net effect will be an improvement in investor returns. In addition, there have been some changes in the lending industry. Even though interest rates are higher than they were last year, we are seeing lenders get more competitive in terms.

You can view the Ciy Heights Investment Highlights and Details below. In case you missed it, you can also watch our webinar on the City Heights opportunity where we:

�� Walk you through the highlights of this investment opportunity

�� Review the details of the property itself

�� Touch base on the financial assumptions and advantages

Type: 506 (B)
Asset Class: Mixed-Use
Minimum Investment: $50,000
Preferred Return: 8%
Projected Equity Multiple: 2.33x
Projected IRR: 14.94%
Projected AAR: 33.31%

First-Funded Model

Forever Fund Performance Update

Wed, 10 Jul 2024 17:51:26 GMT

Forever Fund Performance Update

There have been a few substantial market changes over the last 12 months that have impacted cash flow and portfolio value of the Forever Fund.

Due to the Federal Reserve adjusting interest rates in order to combat inflation, mortgage interest rates are up.
There was a rent correction (reduction) beginning in June 2023 (reduced market rent).
Property taxes increased.
Property insurance increased (approximately 30%).
When interest rates increased, property values decreased. This occurred at the end of 2022 and the beginning of 2023.
Property values have since stabilized and begun to increase in 2024. The market is supporting "the new normal." This refers to average interest rates around 7% being the "new normal."

Considering the market conditions, we are pleased with the overall performance of the Forever Fund. We have purchased properties at below market value, we have repositioned those properties for property value enhancement.

Why Do Investors Like Idaho Falls?

Fri, 05 Jul 2024 17:40:00 GMT

Why Do Investors Like Idaho Falls?

Historically, Eastern Idaho has been a "tertiary" market, meaning it is considered too small to matter. However, in the last four years, national builders, developers, and real estate investors have made substantial investments. Residents of towns like Idaho Falls and Pocatello have witnessed significant levels of construction and development. So, why is Eastern Idaho suddenly attracting attention from national developers and investors?

The answer lies in consistent and increasing population growth, supported by multi-industry job expansion, which forms the foundation for robust real estate conditions. Idaho Falls was recognized by the Milken Institute as the best-performing small city in the United States. The Milken Institute's evaluation incorporates 13 indicators assessing the labor market, high-tech influence, and access to economic opportunities.

Why Investors Choose Idaho Falls

Here's a glance at why national builders and investors choose Idaho Falls:

Substantial professional jobs growth with above-median income
Growing trend of population growth
Increased demand for homeownership
Decrease in housing supply
Increase in median home prices
Threats of affordability
Increase demand for housing rentals
Increased investor demand for multifamily investments
Cap rate compression

Inflation and the devaluation of the dollar have become increasing concerns since the end of 2022. Investors continue to seek ways to hedge against inflation, with real estate remaining the most consistent and reliable option against a devaluing dollar.

Within the real estate sector, Eastern Idaho exhibits very low volatility compared to other markets nationwide. This stability and ability to offset inflationary pressures make Eastern Idaho highly attractive for stabilizing equity.

How to Contest Your Bonneville County Property Tax Assessment

Thu, 13 Jun 2024 21:06:58 GMT

Contesting Your Property Tax Assessment in Bonneville County

The assessor’s office defends values or appraisals of properties using current sales information of comparable properties and making adjustments for dissimilar characteristics between the subject and sales. This process demonstrates that the subject property is valued according to market sales.

As a property owner, nobody is more knowledgeable about your property than you. The purpose of the assessment notice is to notify you of the information the county has about your property.

The Process

There is only one time of year assessed values can be appealed. This is when the assessment notice is mailed out. When you receive your assessment notice, read it for full instructions about deadlines and filing procedures.

Informal Review
Verify the information on your property record form
Make sure you understand how your value was established
Discover if the value is fair compared with the values of similar properties in your neighborhood
Find out if you qualify for any exemptions
Be sure you understand how to file a formal appeal, if desired
Formal Review
If you are not satisfied with the results of your informal review, you still have options. The next step is a formal appeal before the board of equalization. To be scheduled for an appearance before the board of equalization you must file an appeal in writing on the Protest form provided by the Assessor’s office.

The form must be filed on or before the end of the county's business day on the fourth Monday of June.

View the full Property Assessment Appeals process on the Bonneville County website .

You can also contact the Assessors’ Office directly at (208) 529-1320.

New Deal Alert - City Heights Launch

Tue, 16 Apr 2024 18:32:52 GMT

Our latest opportunity, City Heights, is now live and open for investment!

Type: 506 (B)
Asset Class: Mixed-Use
Minimum Investment: $50,000
Preferred Return: 8%
Projected Equity Multiple: 2.33x
Projected IRR: 14.94%
Projected AAR: 33.31%

First-Funded Model

Announcing City Heights

Tue, 05 Dec 2023 02:21:13 GMT

Land for Mixed-Use Development Acquired

Our latest land acquisition is final. This project included an extensive due diligence process. The planned development is shovel-ready for a 40-unit apartment building with 5,749 sqft. of commercial space.

Easements have been cleared and permits are ready to be pulled from the city. We plan to begin construction on City Heights in 2024.

View all information on City Heights, including the project summary, below.

Fully Leased | Mill Road Townhomes Update

Fri, 27 Oct 2023 01:09:19 GMT

Mill Road Townhomes is Fully Leased!

Our newest completed construction in the Forever Fund portfolio , Mill Road Townhomes is now fully leased.

The fund purchased this one-acre piece of property in a desirable location in Idaho Falls. Designed as a 12-unit townhome property consisting of four 2-bedroom, 2.5 baths, and 3-bed, 2.5 bath with attached garage.

This is an excellent location on the Westside of Idaho Falls, adjacent to long-term stable single-family homes, with accessible shopping nearby and easy access to the highway with access to the Idaho National Laboratory (INL).

Construction Complete | Mill Road Townhomes Update

Wed, 26 Jul 2023 14:49:39 GMT

Mill Road Townhomes Leasing Now!

The construction at Mill Road is complete. Leasing has begun and we are seeing strong leasing activity.

We expect to have this property leased up by the end of summer.
This is another great addition to the Forever Fund portfolio .

Leasing in June | Mill Road Townhomes Update

Sun, 23 Apr 2023 23:34:27 GMT

As electrical and plumbing are being finalized at Mill Road Townhomes, cabinets are being installed in preparation for June 2023 leasing.

Invest in Real Estate with your IRA

Mon, 27 Mar 2023 13:46:35 GMT

Using your self-directed IRA to invest in JG Forever Fund and Real Estate Syndications

Are you aware that your IRA funds can also invest in alternative assets? Real estate is the most common alternative asset purchased, with some of the wealthiest individuals making it an integral part of their investment strategy. For many experienced real estate investors, using IRA funds to make these investments becomes a natural transition.

So what are the benefits of investing in a Real Estate Syndication with a Self-Directed IRA?

Diversification – Each asset, whether it is an alternative or standard market product, reacts differently to the same event. Investing in a variety of assets can minimize risk in your portfolio.

Steady Income and Tangible – Unlike the volatile stock market that fluctuates quite often, real estate usually retains its value at minimum. Even if the real estate market value decreases, you will still have the physical property that can continue to generate cash flow.

Deferred Taxes – As with any traditional IRA investment, the profit generated has the potential to grow tax-deferred until you take a withdrawal. If it is a Roth IRA, profits could accumulate entirely tax-free, meaning you wouldn’t even have to pay taxes when you withdraw funds.

Invest More In What You Love – A Self-Directed IRA allows you to invest in alternative assets that you understand and fit well with your personal financial goals.

How can I invest in a Real Estate Syndication with a Self-Directed IRA?

Open an account with a Self-Directed IRA Custodian. Be sure to read up on the reviews to ensure that you are getting the best possible customer service, price, and overall investing experience.

Fund Your Self-Directed IRA via a rollover or by making an initial contribution.
Instruct the Self-Directed IRA Custodian to invest your funds in the asset of your choice, which in this case is your preferred real estate syndication.
Using a Self-Directed IRA to invest in a real estate syndication is a great way to diversify your portfolio and have protection against economic fluctuations, all within a tax-advantaged retirement account. Using your Self-Directed IRA funds, in addition to any personal investments made into a syndication, can open the door to more opportunities and long-term growth. All cash flows, such as net proceeds, are paid through the IRA. Please keep in mind that your Self-Directed IRA must be used for investment purposes only.

If you have more questions, or are interested in investing in a Real Estate Syndication with a Self-Directed IRA, let's talk! Email us at invest@jacobgrant.com and a member of our team will be in touch.

Tax Advantages of K-1's

Wed, 08 Feb 2023 18:34:22 GMT

What is a K-1?

The US tax code allows for certain businesses and trusts to pass income-tax liability onto the shareholders and partners who have a vested interest in the business. The K-1 tax form reports each individual investor’s share of the partnership’s earnings, losses, deductions and credits from the business, and any contributions or distributions made during the year.

Depreciation + Real Estate

Depreciation is a legal way to claim a loss without having an actual loss.

If you have a property that makes you $5,000 of profit over a year and you are able to depreciate $10,000 over the year, the taxable income is -$5,000 ($5,000 - $10,000).

Even though you put $5,000 in your pocket from the property, you report a loss to the IRS of $5,000. Depending on your tax bracket, this reduces your income tax by around $3,000, making your net profit on the property $8,000.

Benefiting from Real Estate related losses on a K-1

Often with real estate, the losses shown on a K-1 don’t reflect an underperformance from the investment or the loss of capital; it’s simply a “paper loss” that the investor gets from the depreciation. The “paper loss” allows us to keep more from our investments, lowering the passive income taxable amount to as low as $0 in some cases.

When you receive a K-1 loss from your investment, you’re able to reduce your taxable income by the total. This means if you have capital gains from another investment during the same year, you are taxed less on it.

You submit the K-1 with your personal income tax return. If your K-1 is positive, you’ll have to pay the marginal tax rate on that revenue; if your K-1 shows a loss, you won’t have to pay any taxes (aside from federal and state income taxes depending on where you reside).

Mill Road Townhomes Update

Mon, 09 Jan 2023 23:48:08 GMT

Progress continues on construction of the 12 townhomes in Idaho Falls. Windows have been installed in all of the buildings. The electrical, plumbing and HVAC rough-ins are almost complete in all 3 buildings. On the first building, the drywall has been hung and tape and texture is in process. Construction crews are moving to the other 2 buildings to hang the drywall.

We are expecting temporary certificate of occupancies to be issued in March. At this time we will be able to rent out the units. Finalizing the exteriors, fencing, landscaping and grading will continue after the residents move in. Regular distributions will begin after the project is complete and the units are rented out.

Repositioned property: An upgrade for the Idaho Falls community

Fri, 16 Dec 2022 18:21:43 GMT

Music academy and residential units on Boulevard are now completed!

Boulevard is a classic street in the heart of Idaho Falls. Jacob Grant Capital purchased the property through the Forever Fund. The Boulevard property was the worst looking home on the block. It needed a roof, windows and some interior updates that had been ignored for decades.

A local music teacher had expressed interest in finding an affordable property to rent for a music academy, The Strings Academy of Idaho Falls . After upgrading the property, the Forever Fund has delivered a property with sound barriers between studios, including a very classy ground floor studio, and an upgraded residential unit. This academy is providing an advanced level of teaching the leads to students participating in state and national competitions.

After the remodel, this property is arguably the best looking property on the block. Boulevard is an investment that will deliver long term returns for the investors while providing a major community upgrade.

Next time you are in Idaho Falls take a drive down Boulevard and you can see how Jacob Grant Capital is investing in the community.

Boulevard Walkthrough

Fri, 11 Nov 2022 19:01:34 GMT

Interior walkthrough of 1293 Boulevard in Idaho Falls.

17-units acquired in Pocatello market

Fri, 14 Oct 2022 15:52:05 GMT

Good news. We recently acquired a 17-unit portfolio in the Pocatello/Chubbuck area from an investor looking to retire. I have personally inspected each unit and am very pleased with the overall condition of the properties. This is a well-maintained and stable portfolio. The opportunity is not necessarily with repairing deferred maintenance, but it lies in the fact that many of the rents are under market.

As the leases come up we will renew the agreements or sign new leases at market rates. As we fully cycle through these leases over the next year, we expect to increase property values by about 20%-25% based on the increased cash flow. This portfolio is going to do a great job delivering long-term cash flow to the Forever Fund.

See the details and terms below.

The real estate market in Eastern Idaho is shifting to a buyers market creating different opportunities for the Forever Fund.

You can view recent fund updates here , and if you're interested in learning more about the Jacob Grant Forever Fund, please contact us .

Mill Road Townhomes Update

Fri, 08 Jul 2022 18:16:00 GMT

Framing progress at Mill Road Townhomes.

Mill Road Townhomes Update

Mon, 13 Jun 2022 17:39:00 GMT

Framing is well under way at the Mill Road Townhomes.

Mill Road Townhomes Update

Fri, 22 Apr 2022 18:27:00 GMT

The Mill Road Townhomes are about ready to go vertical. Footings and floors are completed.

Rehabilitation of Boulevard Update

Fri, 22 Apr 2022 18:03:00 GMT

The rehabilitation of our Boulevard property continues to progress with new windows and sound treatment being completed. Drywall Installation is now in progress.

Foundations In Progress: Mill Road Townhomes

Tue, 15 Feb 2022 14:00:00 GMT

Construction continues to progress. Foundations have been poured and framing is on track to begin.

Value add on Pocatello Duplex

Tue, 14 Dec 2021 20:56:00 GMT

The property is 2 units. One (2bed/1bath) unit is rented at 895. The other unit is being marketed at 1295 (4bed/2bath)

Refinance process has begun. Closing expected 1/31/2022.

The post Value add on Pocatello Duplex appeared first on Jacob Grant Property Management .

Boulevard Rehab Progress

Fri, 03 Dec 2021 15:44:00 GMT

The post Boulevard Rehab Progress appeared first on Jacob Grant Property Management .

Mill Road Townhomes

Mon, 22 Nov 2021 15:37:00 GMT

The post Mill Road Townhomes appeared first on Jacob Grant Property Management .

New Acquisition

Tue, 02 Nov 2021 15:42:00 GMT

The post New Acquisition appeared first on Jacob Grant Property Management .

Project Updates - Jacob Grant Capital

A Guide to Navigating Your K-1

Navigating Your K-1: A Quick Guide

Multifamily Market Update – Key Trends & Insights for Eastern Idaho 📈

Year-in-Review: Jacob Grant Forever Fund Portfolio Update

Forever Fund Performance Update | Q3 2025

City Heights Construction Officially Underway

�� Touch base on the financial assumptions and advantages

Forever Fund Full Occupancy & Significant Rent Growth 📈

Forever Fund Performance Update | Q2 2025

City Heights 75% Funded

City Heights Now 75% Funded

Our latest opportunity, City Heights, is now live and open for investment!

�� Touch base on the financial assumptions and advantages

Idaho Falls Multifamily Market Update

Idaho Falls Market Trends What you need to know about the Idaho Falls real estate market.

City Heights on Track to Break Ground in Spring 2025

City Heights on Track to Break Ground in Spring 2025

Our latest opportunity, City Heights, is now live and open for investment!

�� Touch base on the financial assumptions and advantages

Did You Know You Can Use Your IRA to Invest with Jacob Grant Capital?

Investing in What You Know Best

Why Invest with a Self-Directed IRA?

IRA Partnering with Jacob Grant Capital.

City Heights Project Further Optimized

City Heights Investment Returns Looking to Improve

Our latest opportunity, City Heights, is now live and open for investment!

�� Touch base on the financial assumptions and advantages

Forever Fund Performance Update

Forever Fund Performance Update

Why Do Investors Like Idaho Falls?

Why Do Investors Like Idaho Falls?

How to Contest Your Bonneville County Property Tax Assessment

Contesting Your Property Tax Assessment in Bonneville County

New Deal Alert - City Heights Launch

Our latest opportunity, City Heights, is now live and open for investment! ﻿

Announcing City Heights

Land for Mixed-Use Development Acquired

Fully Leased | Mill Road Townhomes Update

Mill Road Townhomes is Fully Leased!

Construction Complete | Mill Road Townhomes Update

Mill Road Townhomes Leasing Now!

Leasing in June | Mill Road Townhomes Update

Invest in Real Estate with your IRA

Using your self-directed IRA to invest in JG Forever Fund and Real Estate Syndications

Tax Advantages of K-1's

What is a K-1?

Depreciation + Real Estate

Benefiting from Real Estate related losses on a K-1

Mill Road Townhomes Update

Repositioned property: An upgrade for the Idaho Falls community

Boulevard Walkthrough

17-units acquired in Pocatello market

Mill Road Townhomes Update

Mill Road Townhomes Update

Mill Road Townhomes Update

Rehabilitation of Boulevard Update

Foundations In Progress: Mill Road Townhomes

Value add on Pocatello Duplex

Boulevard Rehab Progress

Mill Road Townhomes

New Acquisition

Idaho Falls Market Trends
What you need to know about the Idaho Falls real estate market.

Our latest opportunity, City Heights, is now live and open for investment!